Sofi
Sofi is a finance service software that helps members to control their finances from getting out of high-interest debt to manage your wealth. The platform allows you to get your money at the right place and is a secure option for the excellent credit consumers, offering low rates, fixed and flexible payments. The software is providing easy cash management to help you to get your money right, and there are multiple options for investment like stocks and Cryptocurrency.
The software benefits you with many things like home loans, auto loan refinancing, personal Loans, Relay, insurance, small business financing. Sofi provides complete supports for the business startups by giving them loans to initialize their productivity, and after you have a fixed monthly payment. Sofi advantages you with the online pay bills, detailed analytics about your spendings, send money, check deposits, cashback rewards, and more.
Sofi Alternatives
#1 Lending Work
Lending Work is a lending platform based on peer-to-peer functionalities that connect borrowers with investors. The platform is featuring an automated loan application process with paperwork requirements at a minimum. Lending work is facilitating small business owners to get loans to enhance their productivity, and loans are available at the lowest fixed interest rate. Innovative finance ISA service benefits you with the 100% tax-free payments, quickly transfer any existing ISA to maximize returns, and easy sign-up.
The platform is offering simple P2P functions that allow anyone to invest in personal loans to creditworthy borrowers. Lending Work is featuring retail finance based on cutting edge technology that gives you all the tools you need that can increase your revenue. The quick API integration makes the customer’s applications process faster, permits instant decision making, and soft credit check.
#2 Kabbage
Kabbage is an online financial platform that gives you capital to start your small business instantly. The software simplifies the cash flow management and easy funding sign-up to accept card payment easily. You have the advantage to repay the loans up to 18 months, and you always have a proper review payment details and schedules before taking a loan.
The platform allows you to send professional invoices, and you can use a custom Pay link to accept the card payments online. You can access the custom loans that permit you to choose your team and repay at the end of the team, or you have an option of your daily payments revenue percentage. There are multiple features on offer that are securely connected bank info, quick funding decision, set up a payment account, quickly track paid, and manage item lists and payments.
#3 Iwoca
Iwoca is a financial support provider platform that gives you loans on low interest and lowers your monthly payments. The platform simplifies the loan process for small business startups, and you can repay your business loans after a year. Iwoca is allowing business owners to spend less time on paperwork and more time on running their business processes.
The platform is providing emails with a newsletter that featured the latest news, guides, and advice to make any particular changes. Financing is straightforward with Iwoca with a smooth filling of the application online and is collaborating with the major banks. The platform is providing the latest developers API that makes it extremely easy from submitting forms to signing loan documents, and you can download the account statements as well.
#4 Lending Club
Lending Club is a peer-to-peer lending and alternative investing solution that provides you personal loans based on customization. The platform allows you to choose loans with the option to select rate, payment, and terms that you like the best. Lending Club will directly send loads to the bank accounts if there is an investor matching to you and is ready to invest, and you can even pay your creditor with Lending Club.
The software comes with the debt consolidation option that allows you to fix the rate of money you paid monthly that provides your monthly payments will never increase. You can directly pay all the multiple bills rather than pay them at once, and there are no high credit card fees, and you can improve your credit score with the fixed-rate. Lending Club is making things easier for you with the online auto refinancing with instant offers, easy process, lower monthly payments, and no prepayment penalties.
#5 Peerform
Peerform is a legit peer-to-peer lending platform that allows you to get personal loans directly from the investors. The platform comes with a fast and free application that you can fill online with ease, and there is no major paperwork is required to get a loan. Once you get a loan, you can fix the rate of repayment and lowers your monthly payment as well.
Peerform is providing multiple things for the investor, such as steady and attractive returns, customization of investment, state of the art fraud prevention, and loan analyzer to set the new standards for your business. The platform is featuring loan consolidation service that minimizes the interest rate, simplify your finance, and there are no prepayment fees. Just all you need to register, select and consolidate your loan, and verify your information.
#6 SpringLeaf
SpringLeaf is, now named OneMain Financial, an elegant financial service providing software that gives loans for your business and lowers your monthly payments. The software allows customers to get log in to get their loan account details and can only be used by current customers to service their loans. You can not submit the new loan application with the android mobile app, but applications can be submitted on a web platform.
The platform provides you solution about personal loans with a straight forward loan application, fixed payments, fixed rates, transparent terms, and multiple payment options. SpringLeaf is featuring a collaborative workflow to grow your business that, in turn, gives you high customer satisfaction.
#7 Fundation
Fundation is an all in one credit and B2B solution providing software program that enables banks, vendor, and suppliers to enhance the small business economy. The software is modernizing the ways of digital banking experience and drive cost efficiency into originating new customer relationships. Fundation is providing comprehensive support to organizations with private Labels, and you have the right approach to grow revenue for your small business. AP Automation brings flexibility to the payments in managing cash flow and the timing of payments.
The software is featuring a unified API suite that provides businesses an unmatched capability to get client access to credit when it is necessary to them. You have the advantage of embed products right into your platform that permits you to maintain control over customer experience. The vital features offered by Fundation get account updates and payment history, POS and eCommerce, AR automation, better management, verified reviews, certifications, and more to add.
#8 Smartbiz
Smartbiz is an online financing platform for small business startups to initialize their productivity right from the word go. The platform is making things smarter that helps you to get the best and minimum finance cost that meets your needs. There is a dedicated online portal that lets you quickly refer loans and check their status and facilitates you with the affiliate marketing plans that are competitive.
The platform is minimizing the paperwork with one comprehensive loan application that can enhance collaboration between your business and bank. Smartbiz benefits you with the online tools that permit you to track the financial health of your business over time. You have a lower interest rate and have a fixed monthly payment at a fixed price. Furthermore, Smartbiz is assisting the professionals in matching loan applications with the most trusted bank that can fund your business.
#9 CAN Capital
CAN Capital is a legit financing service that is an easy way to get loans for your business startups and working capital loans as well. The platform comes with a fast and reliable procedure to start with a simple application and helps you to make quick decisions. There is no need for final paperwork, and funds can be deposited as early as they should. The API interface enables the third-party providers to offer small business customers access to working capital based on the available data of the merchant.
First of all, you have to fill a short application to share information about you and your business. The multiple services that make CAN Capital highly effective are expansion marketing taxes, seasonal and bulk inventory, renovation staffing, and more to add. The platform is streamlining the E2E digital operations that are automizing the funding sign-up for both merchants and partners.
#10 MarketInvoice
MarketInvoice is an online fast and reliable invoicing finance platform that allows your business owners to auction their invoices with the investors to get the working capital. The platform is eliminating the traditional method to get paid and providing quick access to additional cash flow and allows organizations to sell the outstanding invoices.
MarketInovice benefits you with risk automation, data models, scale-up business loans solutions, and enhance business productivity with straightforward repayment policies. With all the factual data in one place, you can decide faster whether to lend money or not in no time. MarketInvoice provides an easy application that can be filled online, and information about you and your business will be shared. Once your request gets reviewed, you will be notified whether you are getting a loan or denied for a loan.
#11 BlueVine
BlueVine is a finance software that provides funds tailored to your business needs to enhance your business productivity. The platform allows you to check accounts online, and it is easy to get started with an online application that can be approved in no time. You always have dedicated support with the teams to guide you for the easy setup of the funds you need.
BlueVine is providing benefits with an unlimited transaction, live support, and no monthly charges and is making the banking process transparent for small businesses. Invoice factoring leverages you with the no credit limits and the ability to select invoices that need to be submitted. You can effectively run your business with online transactions, pay bills, easy schedule one-time and recurring payments, view your balance, deposit checks, and transfer set up to other bank accounts.
#12 IOU Financial
IOU Financial is an online small business funding software program that allows small business to get their working capital on low-interest rates. The application process is straightforward via an online filling facility, and you do not need to wait for weeks to get your application approved, and it is just a matter of hours with IOU Financial.
The platform is featuring benefits for you like affordable rates, fixed loan payments, no upfront costs, loan renewals, and save on early repayments. IOU Financial is connecting several data sources, and automatically sets up the processing of data points on your business in no time. There is also a loan calculator to provide you information about the actual payment you need for your business.
#13 Ezbob
Ezbob is lending software that provides end-to-end digital lending solutions for lenders with SME lending, consumer lending, and asset finance. The smart onboarding offers a configurable, omnichannel, and intuitive experience for your customers with real-time authentication. The software is providing a flexible option for your automated risk decision to use various data sources to ensure customers get the right lending decision.
The software allows you to get comprehensive information about your customers like their inputs, internal analysis, and external data sources. Customers can save their time with digitally signed for loan documents, and payment is made faster in no time. Ezbob is featuring world-class business intelligence and CRM to manage payments, run marketing campaigns, and analyze the customer experience. There is also a salesforce plug-in that permits you to make templates, edit outgoing communications, and configure time-based event triggers.
#14 Gokapital
Gokapital is an all in one business loan referral program for your small business to increase productivity right from the start. The platform provides real-estate financing and business loan solutions to customers and all the tools that you need to increase income. Refer a business that needs working capital, and once the loan is approved, you will get your commission. The financing service is facilitating many industries such as retail and store, dental, auto repair, construction, healthcare, and more.
Gokapital provides you multiple advantages, such as dedicated account manager, training, sales product, unlimited earning potential, no license, and customized programs tailored to each referral. The platform is featuring more options for business financing with quick access to applications. There are multiple features on offer that are revenue-based business loans, merchant cash advances, commercial mortgage, unsecured business terms Loans, and more to add.